Electrical systems and project types
Separate residential service from commercial, industrial, or utility-related work. Include panels, rewiring, low-voltage systems, and solar connections.
Tell us whether the business also designs systems or makes recommendations the customer relies on.
Electrical policy exclusions
- Fire-related claims and completed work.
- System or voltage restrictions.
- Professional-services exclusions.
- Testing equipment and materials in transit.
Electrical installation and design exposures
Installation errors can lead to fire, injury, or damage after the system is energized. Review completed operations and any restrictions on voltage, industrial systems, utility work, or specialized installations.
If you accept system-design responsibilities, ask how professional-services exclusions affect the proposal and whether professional liability is needed. Test equipment and materials in transit also need their own property review.
Information for your quote
- Operations and project types
- Revenue and field payroll
- Design responsibility
- Current policy and equipment values