Roof systems, height, and installation methods
Describe reroofing and new construction separately. Include residential and commercial work, roof systems, maximum height, and pitch.
Disclose torch-applied materials, hot work, waterproofing, and subcontracted installation. Include the way open roofs are protected during the project.
Roofing exclusions and coverage restrictions
- Roofing and water-intrusion exclusions.
- Height limits and hot-work conditions.
- Completed operations.
- Payroll duties, ownership elections and licensing requirements.
Roofing liability and crew coverage
An open roof, a roof penetration, or hot work can create a claim involving water or fire damage. Check roofing, water-intrusion, height, and hot-work restrictions against your methods and the buildings you work on.
Workers’ compensation should reflect field duties and payroll. Separately review trucks, trailers, tools, and rented lifts; liability coverage does not replace insurance for your own equipment.
Information for your quote
- Payroll and employee count
- Materials and maximum height
- Residential and commercial split
- Current policy and loss runs