Excavation depth, utilities, and machinery
Describe grading, trenching, demolition, site preparation, and underground utilities. Include rented and owned equipment.
Work near buildings, roads, retaining structures, or buried services creates exposures beyond moving soil.
Excavation policy exclusions
- Underground property damage.
- Subsidence and earth-movement exclusions.
- Depth and demolition restrictions.
- Equipment and rental obligations.
Underground damage and heavy equipment
A damaged utility, soil movement, or excavation beside an existing structure can create losses beyond the dig itself. Review underground-property, subsidence, depth, and earth-movement restrictions.
List owned and rented machinery, hauling vehicles, and equipment operators. Rental agreements can make the business responsible for damage to machinery even when its liability policy is not designed to insure that property.
Information for your quote
- Work types and maximum depth
- Payroll and machinery
- Public works and subcontracted jobs
- Losses and largest projects