Insurance for California Painting contractors

Interior repainting, exterior work, and industrial coatings should be identified separately.

Painting methods, coatings, and access equipment

Describe spraying, surface preparation, waterproofing, and industrial coatings, along with occupied-premises work.

Tell us about older surfaces, hazardous-material concerns, maximum height, and access equipment.

Painting exclusions and height restrictions

  • Overspray and property damage.
  • Height and exterior restrictions.
  • Pollution or hazardous-material exclusions.
  • Access equipment and employee duties.

Overspray, access equipment, and coatings

Spraying near vehicles, windows, or neighboring buildings creates property-damage exposure. Tell the insurer about application methods, exterior heights, lifts, and the coatings used.

Older surfaces and specialized coatings can raise pollution or hazardous-material questions. Review relevant exclusions and the work your crew actually performs; equipment and business vehicles need separate coverage.

Information for your quote

  • Interior and exterior split
  • Payroll and employees
  • Maximum height
  • Coatings and preparation methods

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